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Types of Loans Available

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Conventional Loans

A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

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FHA Home Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...

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Jumbo Loans

A jumbo loan or mortgage is a loan for higher - priced homes. The threshold is determined by the FHFA in each  county. 

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Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a type of revolving credit that is secured by the equity in a homeowner’s primary residence. A homeowner will utilize the funds from a HELOC for whatever purpose they choose, such as home improvements, debt consolidation, education expenses, or emergency funds.

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Reverse Mortgages

A reverse mortgage is a financial product primarily designed for senior citizens who own their homes and want to access the equity in their homes without selling the property or making monthly mortgage payments. This type of mortgage allows homeowners to convert part of the equity in their homes into cash, which can be used for various purposes, such as supplementing retirement income, covering medical expenses, or improving their quality of life.

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Self Employment Loans

If you are self-employed, it can feel like the deck is stacked against you when it comes to getting a loan. Our self-employed program is designed especially for people with alternate documents. Our program provides you funding without requiring you to jump through all the hoops.

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Foreign National Loans

Foreign national loans, also known as international loans or non-resident loans, are financial products designed to provide funding to individuals who are not citizens or residents of the country where they are seeking the loan.

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Construction Loans

A construction loan is a type of short-term loan designed to finance the construction of a new building or the significant renovation of an existing structure. These loans are typically used by individuals, builders, or developers to cover the costs associated with constructing a residential or commercial property.

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Rental (AirBNB/ Long Term) Loans 

Rental Airbnb loans, also known as short-term rental property loans or vacation rental property loans, are financial instruments used by real estate investors to finance the purchase or renovation of properties intended for short-term rentals on platforms like Airbnb or Vrbo.

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Commercial Loans

A CRE loan can be used to buy new property, renovate existing income-producing property or refinance debt on a commercial property you already own.

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Fix and Flip Loans

Fix and flip loans are a type of real estate financing that is specifically designed for investors who want to purchase a property, renovate or "fix" it, and then sell it quickly for a profit, or "flip" it. These loans are typically short-term and have unique characteristics that cater to the needs of real estate investors.

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Foreclosure Bailout Loans

Have you fallen behind in payments? Need a Do Over? This loan helps with a new start. Stop the banks from Foreclosing your home.


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Renovation Cash out Loans

Update a home or rental to increase its value and make it more modern with a renovation loan.

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None Owner Occupied Loans

Loans for investment property. It can be residential or commercial type properties.





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Hard Money Loans

This loan can also be described as "private money" from individuals or capital firms. These  are generally short-term loans for investor or business purposes.