Ideal loan solutions for borrowers seeking minimal documentation and quick approvals.
No Ratio loans provide an alternative financing option where income verification and debt-to-income ratio calculations are waived. These loans are designed for borrowers with strong credit and substantial assets who prefer a streamlined approval process.
No Ratio loans typically require strong credit scores, significant assets, and low loan-to-value ratios. This program is ideal for borrowers who can demonstrate financial stability without traditional income documentation. Our lending experts will help you determine if this option fits your needs.
Licensed Mortgage Professionals serving Nationwide Programs for traditional First time home buyers, Home Owners and Investors. Programs such as FHA, VA, Conventional government loans. We also niche and specialize in NON-QM products for the Self-Employed, Entrepreneurs, Investors and Retirees. P&L, Bank Statement, Asset Utilization, Crypto Currency Loans. Talk to an Expert Today. Company NMLS# 2179191.
We provides smart financing solutions for real estate investors, developers, contractors and Business Owners. We specialize in Commercial, SBA, Hard Money, Private, HUD Multifamily/Assisted Living Facilities and PACE loans — including Fix & Flips, Fix-to-Rent, and Ground-Up Construction. Our purpose is to empower your growth with fast, flexible capital tailored to your vision. Contact us for a free consultation.
© Team Yen Mortgage 2025 - Powered by Xpert Home Lending, Inc. NMLS #2179191