Designed for first-time buyers and those with lower credit scores, FHA loans open the door to homeownership with lower down payments and flexible qualification standards.
The Federal Housing Administration (FHA) loan program is a government-backed mortgage option that helps make homeownership achievable for a wide range of buyers. With low down payment requirements (as low as 3.5%) and more lenient credit guidelines, FHA loans offer a pathway to owning your dream home even if your credit or savings aren't perfect.
FHA loans are ideal for buyers with moderate credit and limited savings. A credit score of 580 or higher may qualify you for a 3.5% down payment, while scores between 500–579 require 10% down. Steady income, a reasonable debt load, and using the home as your primary residence are also important.
Licensed Mortgage Professionals serving Nationwide Programs for traditional First time home buyers, Home Owners and Investors. Programs such as FHA, VA, Conventional government loans. We also niche and specialize in NON-QM products for the Self-Employed, Entrepreneurs, Investors and Retirees. P&L, Bank Statement, Asset Utilization, Crypto Currency Loans. Talk to an Expert Today. Company NMLS# 2179191.
We provides smart financing solutions for real estate investors, developers, contractors and Business Owners. We specialize in Commercial, SBA, Hard Money, Private, HUD Multifamily/Assisted Living Facilities and PACE loans — including Fix & Flips, Fix-to-Rent, and Ground-Up Construction. Our purpose is to empower your growth with fast, flexible capital tailored to your vision. Contact us for a free consultation.
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