DSCR Loans — Financing Tailored for Real Estate Investors

Flexible loans designed to qualify investors based on property cash flow, not personal income.

DSCR Loans | Team Yen

What is a DSCR Loan?

Debt Service Coverage Ratio (DSCR) loans focus on the income generated by an investment property to determine loan eligibility. Instead of relying on personal income documentation, these loans evaluate whether the property’s cash flow is sufficient to cover debt payments, making them ideal for real estate investors.

Why Choose a DSCR Loan | team yen

Why Choose a DSCR Loan?

Who Qualifies for a DSCR Loan?

This program is best suited for real estate investors with income-generating properties. Eligibility depends on the property’s DSCR, typically requiring a minimum ratio of 1.0 or higher, solid credit history, and a clear investment strategy. Options are available for properties that do not debt service. Our team will help assess your portfolio and guide you through the process.

Qualifies for a DSCR Loan