Flexible loans designed to qualify investors based on property cash flow, not personal income.
Debt Service Coverage Ratio (DSCR) loans focus on the income generated by an investment property to determine loan eligibility. Instead of relying on personal income documentation, these loans evaluate whether the property’s cash flow is sufficient to cover debt payments, making them ideal for real estate investors.
This program is best suited for real estate investors with income-generating properties. Eligibility depends on the property’s DSCR, typically requiring a minimum ratio of 1.0 or higher, solid credit history, and a clear investment strategy. Options are available for properties that do not debt service. Our team will help assess your portfolio and guide you through the process.
Licensed Mortgage Professionals serving Nationwide Programs for traditional First time home buyers, Home Owners and Investors. Programs such as FHA, VA, Conventional government loans. We also niche and specialize in NON-QM products for the Self-Employed, Entrepreneurs, Investors and Retirees. P&L, Bank Statement, Asset Utilization, Crypto Currency Loans. Talk to an Expert Today. Company NMLS# 2179191.
We provides smart financing solutions for real estate investors, developers, contractors and Business Owners. We specialize in Commercial, SBA, Hard Money, Private, HUD Multifamily/Assisted Living Facilities and PACE loans — including Fix & Flips, Fix-to-Rent, and Ground-Up Construction. Our purpose is to empower your growth with fast, flexible capital tailored to your vision. Contact us for a free consultation.
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