California’s New Zombie Second Mortgage Law: What You Need to Know
By Susan Yen | Mortgage & Capital Strategist What Is a “Zombie Second Mortgage? A zombie second mortgage is an old loan that never got cleared.Homeowners often took these out
Stay informed with the latest news, market trends, and expert insights in the mortgage industry. From rate changes to policy shifts, our updates help you make smart, confident financial decisions.
By Susan Yen | Mortgage & Capital Strategist What Is a “Zombie Second Mortgage? A zombie second mortgage is an old loan that never got cleared.Homeowners often took these out
In 2025, homeowners are weighing whether refinancing still makes sense—especially with rates higher than during the historic lows of 2020–2021. But for the right borrower, a refinance can still offer
Your credit score is one of the most important factors in mortgage approval, yet misinformation is everywhere. Believing these myths can cost you better rates—or even your loan altogether. Common
With fixed-rate mortgages above 6.8% in 2025, many borrowers are once again considering adjustable-rate mortgages (ARMs). Once seen as risky, today’s ARMs are more transparent and regulated—offering a potential path
In 2025, the housing market continues to surprise. Despite higher interest rates, home prices remain resilient in many regions due to limited inventory and strong demand in key metros like
The Federal Reserve plays a key role in shaping the economic landscape, and its interest rate decisions ripple through financial markets—especially the mortgage industry. In 2024 and early 2025, the
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