Bank Statement Loans — Simplified Financing for Self-Employed Professionals

Flexible loan solutions designed to qualify self-employed borrowers with alternative income verification through bank statements.

Bank Statement Hero | Team Yen

What is a Bank Statement Loan?

Bank statement loans offer a streamlined path to home financing for self-employed individuals who may not have traditional tax returns or W-2s. By using your personal or business bank statements to verify income, this program simplifies the approval process while accommodating fluctuating earnings.

Why Choose a Bank Statement Loan | Team Yen

Why Choose a Bank Statement Loan?

Who Qualifies for a Bank Statement Loan?

Ideal for self-employed borrowers, freelancers, and small business owners who have a steady cash flow but complex income documentation. Qualification requires consistent deposits over a 12-24 month period, good credit history, and the ability to demonstrate business stability through bank statements.

Qualifies for a Bank Statement Loan | Team Yen